Secured Homeowner Loans
Cut credit costs by £100's every month*
Cut credit costs by £100's every month*
Borrow from £3k to £500k
Borrow from £3k to £500k
Checking will not affect your credit
One affordable monthly payment
One affordable monthly payment
One affordable monthly payment
1 lower interest rate
1 lower interest rate
1 lower interest rate
Longer repayment terms
Longer repayment terms
Longer repayment terms
Payment Received
£35,890.00
£35,890.00
Find the Secured Loan which is right for you
Competitive Rates
we search and compare the market from over 600 plans to find the most suitable loan products for our customers, giving you more choice.
Flexible Terms
Borrow between £3,000 and £500,000 over one to 30 years
Poor Credit Options
Even if you’ve been turned down elsewhere, we could still help. We have access to specialist lenders who help customers in your situation.
Won't Affect Your Credit
A No Obligation Eligibility check won’t affect your credit score
Competitive Rates
we search and compare the market from over 600 plans to find the most suitable loan products for our customers, giving you more choice.
Competitive Rates
we search and compare the market from over 600 plans to find the most suitable loan products for our customers, giving you more choice.
Flexible Terms
Borrow between £3,000 and £500,000 over one to 30 years
Flexible Terms
Borrow between £3,000 and £500,000 over one to 30 years
Poor Credit Options
Even if you’ve been turned down elsewhere, we could still help. We have access to specialist lenders who help customers in your situation.
Poor Credit Options
Even if you’ve been turned down elsewhere, we could still help. We have access to specialist lenders who help customers in your situation.
Won't Affect Your Credit
A No Obligation Eligibility check won’t affect your credit score
Won't Affect Your Credit
A No Obligation Eligibility check won’t affect your credit score
Find the Secured Loan which is right for you
The Simple Steps to Receive Your Secured Homeowner Loan
The Simple Steps to Receive Your Secured Homeowner Loan
You submit your application
Once submitted, your requirements are assessed and the panel of lenders are reviewed to see which can provide the best loan for you.
Decision in Principle (DIP)
Typically provided within 24 hours of assessing your requirements. Any necessary information or documents would be submitted at this stage.
Underwriting & Final Approval
Evaluation phase completed by the lender before releasing the funds.
FAQs
Answers to Your Most Common Questions
What if I have CCJs, defaults or mortgage arrears?
Whatever your credit history our experienced customer care team will help you find a loan with the lowest interest rate and the most preferential terms available for your situation. Even if you've been turned down elsewhere, we could still help. We have access to lenders who specialise in helping customers in your situation, so even if you’ve previously defaulted on a loan, have CCJs or mortgage arrears we could help you get the money you need.
What happens after I apply?
As soon as we get your online application we'll assess your requirements and match them with the best deal from our panel of lenders. You’ll also get a friendly and experienced customer manager to guide you step by step through the process. Applying is free and you’re under no obligation, there are no interviews and no salesmen will call.
How much can I borrow?
Depending on your income and the amount of equity in your property, you can borrow anything from £3,000 to £500,000 with repayment terms from 1 year to 30 years. If you know how much you can afford to pay every month, click here to go to our loan calculator and see how much you could borrow.
How long does it take to get a decision?
Once we receive your online application we can give you an ‘in principle' decision within 24 hours.
How long will it take to repay my loan?
We offer repayment terms from 1 year to 30 years. You can use our loan calculator to help you decide the monthly amount you'll be happy to pay. Just remember that while extending the repayment period will reduce your monthly outgoings, you will pay more in interest charges.
What can I use my loan for?
Your loan can be used for whatever you like. You can clear your credit cards, store cards and other high interest borrowings, to enjoy one, more affordable, monthly payment. You could use it for home improvements, whether you’re redecorating or adding a conservatory or loft conversion, a new car, a luxury holiday or help with your children's first home or college fees. It’s up to you.
How confidential is my application?
We treat your application in the strictest confidence and will never contact your employers, banks or any other third party without your permission. Our reputation is built on the trust and confidentiality we offer our customers.
How quickly will I receive my money?
An experienced customer manager will guide you through the application to ensure your money arrives as quickly as possible. They’ll keep you up-to-date on the progress of your loan at all times.
Can I consolidate my existing debts?
Once you receive your loan you can spend the money as you please. You could pay off all your existing higher interest rate credit cards, store cards, overdrafts, HP etc and leave yourself with just one monthly payment, which would be much easier to manage. You could also use any cash left over to treat yourself to something you've always wanted.
Will there be any hidden charges?
No, we believe in complete transparency. All of the charges will be pointed out in your initial loan agreement.
Find the Secured Loan which is right for you
Competitive Rates
we search and compare the market from over 600 plans to find the most suitable loan products for our customers, giving you more choice.
Flexible Terms
Borrow between £3,000 and £500,000 over one to 30 years
Flexible Terms
Borrow between £3,000 and £500,000 over one to 30 years
Poor Credit Options
Even if you’ve been turned down elsewhere, we could still help. We have access to specialist lenders who help customers in your situation.
Poor Credit Options
Even if you’ve been turned down elsewhere, we could still help. We have access to specialist lenders who help customers in your situation.
Won't Affect Your Credit
A No Obligation Eligibility check won’t affect your credit score
Won't Affect Your Credit
A No Obligation Eligibility check won’t affect your credit score
Once submitted, your requirements are assessed and the panel of lenders are reviewed to see which can provide the best loan for you.
Decision in Principle (DIP)
Typically provided within 24 hours of assessing your requirements. Any necessary information or documents would be submitted at this stage.
Underwriting & Final Approval
Evaluation phase completed by the lender before releasing the funds.
FAQs
Answers to Your Most Common Questions
What if I have CCJs, defaults or mortgage arrears?
Whatever your credit history our experienced customer care team will help you find a loan with the lowest interest rate and the most preferential terms available for your situation. Even if you've been turned down elsewhere, we could still help. We have access to lenders who specialise in helping customers in your situation, so even if you’ve previously defaulted on a loan, have CCJs or mortgage arrears we could help you get the money you need.
What happens after I apply?
As soon as we get your online application we'll assess your requirements and match them with the best deal from our panel of lenders. You’ll also get a friendly and experienced customer manager to guide you step by step through the process. Applying is free and you’re under no obligation, there are no interviews and no salesmen will call.
How much can I borrow?
Depending on your income and the amount of equity in your property, you can borrow anything from £3,000 to £500,000 with repayment terms from 1 year to 30 years. If you know how much you can afford to pay every month.
How long does it take to get a decision?
Once we receive your online application we can give you an ‘in principle' decision within 24 hours.
How confidential is my application?
We treat your application in the strictest confidence and will never contact your employers, banks or any other third party without your permission. Our reputation is built on the trust and confidentiality we offer our customers.
Can I consolidate my existing debts?
Once you receive your loan you can spend the money as you please. You could pay off all your existing higher interest rate credit cards, store cards, overdrafts, HP etc and leave yourself with just one monthly payment, which would be much easier to manage. You could also use any cash left over to treat yourself to something you've always wanted.