Enquiry received

Your details have been passed to Norton Finance, who will compare products from across the market and call you to talk through your options.

Look out for a call from
01709 408042

This is Norton Finance. Please save this number and answer when it rings — it's the quickest way to get your options.

What happens next
1
A WhatsApp from Apply4Loan

Confirming we've got your enquiry. It comes from us, not Norton Finance.

Within 5 minutes
2
Norton Finance call you

From 01709 408042. They'll confirm your details and go through what's available for your circumstances.

Within the next few hours

Calling hours: Mon–Fri 9am–8pm · Sat 10am–2pm · Closed Sunday

3
They search the market for you

Norton Finance compare plans across their lender panel and explain the options, the costs and any fees before you decide whether to go ahead.

Don't want to wait for the call?
0800 694 5566
Open 24 hours a day, 7 days a week
Free to call · Norton Finance
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Your enquiry is not an application for credit and does not mean a loan has been agreed or offered. Any loan is subject to status, affordability, a full credit search, underwriting and a property valuation carried out by the lender. A Decision in Principle is not a guaranteed offer of credit.

Apply4Loan is a trading name of Ruby Holdings Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN: 763879). We are a credit broker, not a lender, and we introduce customers to selected third-party providers. We charge you no fee. The broker we introduce you to may charge up to 12.5% of the amount borrowed, capped at £4,950, payable on completion. Lender fees may also apply and will be set out in your personalised illustration.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

Apply4Loan is a credit broker and introducer, not a lender. We introduce customers to selected third-party providers of secured homeowner loans. Checking your eligibility with us will not affect your credit score. If you choose to proceed, a lender or broker partner may later carry out a hard credit search.

Apply4Loan
apply4loan.co.uk

Apply4Loan.co.uk is an Appointed Representative of Ruby Holdings Ltd, which is Authorised and Regulated by the Financial Conduct Authority.


Ruby Holdings Ltd
The Counting House, 24 Richmond Road
Bowdon, Altrincham, WA14 2TT
Registered in England & Wales


FCA Reference No: 763879
Company Registration No: 09496123
ICO Data Protection Reg: ZA130896

No fee for our service: There is no fee for making an enquiry with Homeowners Loan. If you proceed with a brokered loan through one of our partners, broker and lender fees may apply. We will explain clearly who charges any fee, when it becomes payable, and whether any refund rights apply before you proceed.

Commission disclosure: Apply4Loan may receive a fee or commission from lender and broker partners when we introduce you to them. This fee does not affect the rate or terms offered to you. All fees charged by our partners will be explained in writing prior to the commencement of any loan.

Broker fees: A broker fee of up to 12.5% of the loan amount borrowed, capped at £4,950, may be payable on completion. Lender fees may also apply. The actual APRC available will depend on your individual circumstances. Loans and remortgages are subject to status. Please ask for a personalised illustration. Loans are secured on property. Fees will only be payable where further services from our partner are requested and, depending on the solution, costs may vary.

When we introduce you to a partner, please be aware you are subject to their terms, conditions, and privacy policy.

Consent: By submitting an enquiry, you confirm that you have consented to being contacted by Apply4Loan (a trading name of Ruby Holdings Ltd, which is Authorised and Regulated by the Financial Conduct Authority) and/or our partners. We may contact you by post, phone, WhatsApp, and email. You can OPT OUT at any time by informing us or our partners directly. Please refer to our Privacy Policy for a list of partners and their contact details.

All information and services provided by Ruby Holdings Ltd are free of charge.

© 2026 Apply4Loan. A trading name of Ruby Holdings Ltd.

which is Authorised and Regulated by the Financial Conduct Authority. Registered in England & Wales.

FCA FRN: 763879Co. No: 09496123ICO: ZA130896

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

Apply4Loan is a credit broker and introducer, not a lender. Apply4Loan is a trading name of Ruby Holdings Ltd. We introduce customers to selected third-party providers of secured homeowner loans. Checking your eligibility with us will not affect your credit score. If you choose to proceed, a lender or broker partner may later carry out a hard credit search.

Apply4Loan.co.uk
Secured Homeowner Loans

Apply4Loan is a trading name of Ruby Holdings Ltd, which is Authorised and Regulated by the Financial Conduct Authority.


Ruby Holdings Ltd
The Counting House, 24 Richmond Road
Bowdon, Altrincham, WA14 2TT
Registered in England & Wales


FCA Reference No: 763879
Company Registration No: 09496123
ICO Data Protection Reg: ZA130896

No fee for our service: There is no fee for making an enquiry with Apply4Loan. If you proceed with a brokered loan through one of our partners, broker and lender fees may apply. We will clearly explain who charges any fee, when it becomes payable, and whether any refund rights apply before you proceed.

Commission disclosure: Apply4Loan (a trading name of Ruby Holdings Ltd) may receive a fee or commission from lender and broker partners when we introduce you to them. This fee does not affect the rate or terms offered to you. The existence and nature of any commission arrangement that may affect our impartiality will be disclosed before you proceed.

Broker fees: A broker fee of up to 12.5% of the loan amount borrowed, capped at £4,950, may be payable on completion. Lender fees may also apply. The actual APRC available will depend on your individual circumstances. Loans and remortgages are subject to status. Please ask for a personalised illustration. Loans are secured on property. Fees will only be payable where further services from our partner are requested.

Refund rights: Under Section 155 of the Consumer Credit Act 1974, you are entitled to a refund of any brokerage fee (less £5) if a credit agreement is not entered into within six months of an introduction to a source of credit.

When we introduce you to a partner, please be aware you are subject to their terms, conditions and privacy policy. We will make you aware of this before any introduction takes place.

Consent: By submitting an enquiry, you confirm that you have consented to being contacted by Apply4Loan (a trading name of Ruby Holdings Ltd) and/or our partners. We may contact you by post, phone, WhatsApp and email. You can opt out at any time by informing us or our partners directly. Please refer to our Privacy Policy for a list of partners and their contact details.

All information and services provided by Ruby Holdings Ltd are free of charge.

© 2026 Apply4Loan. A trading name of Ruby Holdings Ltd.

Authorised and regulated by the Financial Conduct Authority. Registered in England & Wales.

FCA FRN: 763879Co. No: 09496123ICO: ZA130896